The Top 10 Personal Finance Books to Read in 2017

Jan 19, 2017 | Posted by in Book Reviews | 0
Top Personal Finance Books in 2017

“An investment in knowledge pays the best interest.” -Benjamin Franklin I generally try to read at least one book per month, but last year was kind of a dud for me when it came to reading. There was a lot going on, including an out of state move, and I just didn’t find myself picking up a book (or Kindle). However, this year, I am definitely back in the swingRead more …

3 Ways to Achieve Your Financial Goals in 2017

3 Ways to Achieve Financial Goals

“Cheers to a new year and another chance for us to get it right.” -Oprah Winfrey Every year, more than half of the country sets at least one money related New Year’s resolution, yet before summer even starts, those resolutions have been pushed to the back burner! Sometimes, it’s due to unexpected events that throws us off, or sometimes it’s lack of motivation. More times than not, the cause forRead more …

How to do an Annual Insurance Review

Nov 11, 2016 | Posted by in Savings Tips | 0
Insurance Review | Budget Brain Consulting

“Education is what you get from reading the small print; experience is what you get from not reading it.” -Common Every year, Americans spend thousands of dollars on insurance. In fact, according to a report done by the Bureau of Labor Statistics, Americans spent about $9,359 on insurance in 2015. That’s a lot of money to give away to insurance companies! This is why it’s very important ensure that what youRead more …

3 Reasons You’re Not Sticking With Your Budget

Nov 8, 2016 | Posted by in Budgeting Tips | 0
Not Stick with a Budget | Budget Brain Consulting

“76% of Americans live paycheck to paycheck.” -CNN.com It’s no secret that Americans struggle with managing money. In fact, “44 percent of US households are “liquid asset poor”. Meaning they have less than three months of savings.” (debt.com) In a society that encourages “instant gratification,” it’s hard to delay our current wants in order to protect our long term needs. Just the mention of the word budget immediately results inRead more …

What to do When You Are Behind on Payments

Nov 8, 2016 | Posted by in Credit | 0
Behind on Payments | Budget Brain Consulting

“It wasn’t until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn’t have, more than pretend about what I did. That was interesting.” -Suze Orman According to a Nerd Wallet article written in August [2016], “Roughly 1 in 4 U.S. adults don’t always pay their billsRead more …

3 Money Essentials You Should Have Each Month

Nov 5, 2016 | Posted by in Budgeting Tips | 0
3 Money Essentials | Budget Brain Consulting

“You must gain control of your money or the lack of it will forever control you.” – Dave Ramsey If you have the desire to get more control over your money, or have already started the process, there are things that need to happen on a monthly basis to keep you on track. Financial success is more than simply deciding that you want to do better. Every month, you haveRead more …

5 Important Things to do When Your Income Increases

“The reason that man is seldom satisfied with his salary is that when it increases, he increases his expenses.” – Mokokoma Mokhonoana Have you ever noticed that no matter how much money you make, you still seem to struggle financially? More money is coming in, but it’s still not enough to keep up with what’s going out? This is called Income Inflation. Investopedia defines Income inflation as “increasing your spendingRead more …

4 Important Money Tips You Can Learn From #GirlBoss

Aug 24, 2016 | Posted by in Book Reviews | 0
#GirlBoss Book Review

Sophia Amoruso built a multi-million dollar company without debt! In her book #GirlBoss she shares her journey with money as she built a company that employs over 300 people. When I picked up #GirlBoss by Sophia Amoruso I never thought there would be so much valuable personal finance lessons in it. Business advice, tips, and motivation were my expectations, but what I got was a well rounded, personal account ofRead more …

Federal Student Tax: How to Avoid Being Scammed

Aug 22, 2016 | Posted by in Savings Tips | 0

The IRS recently released a warning for college students, parents, and schools about a recent scam that demands payment for a non-existent tax called the “Federal Student Tax.” This is a telephone scam that impersonates IRS representatives and demands immediate payment. What’s even worse is that if you don’t comply, they become extremely aggressive and begin to issue threats for police involvement. You can read the official IRS warning here,Read more …

An Open Letter From Me to You

Aug 7, 2016 | Posted by in Savings Tips | 0

This is an open letter from me to you (my followers, my customers, my readers).  Please excuse any grammatical errors as this letter is raw and unedited. Thank you for taking the time to read it and I hope you have a better understanding of who I am and the purpose of Budget Brain Consulting. Open Letter It’s interesting how God works and moves in our lives and puts usRead more …