5 Tips for Staying in Budget During the Holidays (Even Though You Didn’t Save For It)

Sep 21, 2016 | Posted by in Budgeting Tips, Savings Tips | 0
holiday shopping tips

Only about 13% of Americans plan ahead and save for the holidays The holiday season is in full effect! Retailers are already throwing sales ads down your throats, party invitations will begin to start rolling in, and the kids have a full list of things they want from Santa. This is a lot to take on, especially if money is tight. You may feel overwhelmed by the fact that you haveRead more …

5 Important Things to do When Your Income Increases

Income Increase

“The reason that man is seldom satisfied with his salary is that when it increases, he increases his expenses.” – Mokokoma Mokhonoana Have you ever noticed that no matter how much money you make, you still seem to struggle financially? More money is coming in, but it’s still not enough to keep up with what’s going out? This is called Income Inflation. Investopedia defines Income inflation as “increasing your spendingRead more …

4 Important Money Tips You Can Learn From #GirlBoss

Aug 24, 2016 | Posted by in Book Reviews | 0
#GirlBoss Book Review

Sophia Amoruso built a multi-million dollar company without debt! In her book #GirlBoss she shares her journey with money as she built a company that employs over 300 people. When I picked up #GirlBoss by Sophia Amoruso I never thought there would be so much valuable personal finance lessons in it. Business advice, tips, and motivation were my expectations, but what I got was a well rounded, personal account ofRead more …

Federal Student Tax: How to Avoid Being Scammed

Aug 22, 2016 | Posted by in Savings Tips | 0
Avoid Tax Scams

The IRS recently released a warning for college students, parents, and schools about a recent scam that demands payment for a non-existent tax called the “Federal Student Tax.” This is a telephone scam that impersonates IRS representatives and demands immediate payment. What’s even worse is that if you don’t comply, they become extremely aggressive and begin to issue threats for police involvement. You can read the official IRS warning here,Read more …

An Open Letter From Me to You

Aug 7, 2016 | Posted by in Savings Tips | 0
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This is an open letter from me to you (my followers, my customers, my readers).  Please excuse any grammatical errors as this letter is raw and unedited. Thank you for taking the time to read it and I hope you have a better understanding of who I am and the purpose of Budget Brain Consulting. Open Letter It’s interesting how God works and moves in our lives and puts usRead more …

7 Tips for Buying a Car at the Right Time

Jul 28, 2016 | Posted by in Credit, Savings Tips | 0
Car Buying Tips

Buying a car is a major money decision that can either have a positive or negative impact on your overall financial situation. Ideally, you’ll want to buy a car with a payment that fits comfortably into your budget to avoid financial strain, or even worse, repossession which has a long term negative affect on your credit. No matter your car buying situation, you’ll want to seek out the best waysRead more …

5 Ways to Save Money on Groceries

Jul 22, 2016 | Posted by in Budgeting Tips | 0
Save Money on Groceries

Food expenses tend to be one of the top five things we spend our money on. In fact, according to a Gallup poll, the amount we spend on groceries is right up there with what we spend on healthcare and utilities.  Today, I want to share five ways that you can save money on groceries without using coupons. I’m not opposed to using coupons, however the methods I’m sharing todayRead more …

Keep It Simple: A Review of The Budget Notebook

Jul 6, 2016 | Posted by in Book Reviews, Budgeting Tips | 0
The Budget Notebook Review

Here at Budget Brain Consulting we are constantly on the lookout for different tools and resources that may be beneficial for you, and useful throughout different (or all) phases of your financial journey. Whether that be books, mobile apps, different techniques (i.e. the envelope system), or manual tools; our goal is to provide unbiased information about the products so that you can see if they may be useful to you.Read more …

Are You Frugal or Are You Cheap?

Jun 27, 2016 | Posted by in Budgeting Tips, Debt Management | 0
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“Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying. The consumption society has made us feel that happiness lies in having things, and has failed to teach us the happiness of not having things.”-Elise Boulding Frugality is very different than cheap! Check out the replay of a recent Periscope broadcast where IRead more …

How to Get the Most Out of Your Online Banking

Jun 23, 2016 | Posted by in Budgeting Tips, Savings Tips | 2
Online Banking

There are very few financial institutions left that do not offer online banking. In fact, many of them have enhanced their online features to include goal setting, financial scoring, e-budgets, expense trackers, and so much more!  All of these new features are typically free and go hand in hand with your accounts, meaning they do all of the calculating and entries for you. Today, I wanted to outline a fewRead more …