Financially Successful Holiday

5 Tools and Apps to Help You Have a Financially Successful Holiday

Making it through the holidays financially successful is a tall order. There are gifts, parties, and activities that can ruin a budget, and have you starting the new year with dreaded holiday debt. Try avoiding that “holiday hangover” by using these five tools. Money Tracking Tools Good Budget This takes a little bit to get Read more about 5 Tools and Apps to Help You Have a Financially Successful Holiday[…]

refinancing debts

Refinancing Debts to Save Thousands of Dollars

Guest Post by Patty Moore Did you know that you can refinance more than just your home? When you think of refinancing, chances are that the first thing that pops into your mind is refinancing your mortgage to shave a point or two off of your current interest rate. Yet, what many people are not Read more about Refinancing Debts to Save Thousands of Dollars[…]

boost credit score

5 Ways to Boost Your Credit Score

“If repairing one’s credit is as easy as sending some dispute letters to the credit bureaus then why doesn’t everyone have good credit?” -Tyler Gregory Whether we like it or not, credit plays a big role in many aspects of our lives.  From renting to buying a home or getting that dream job; our credit Read more about 5 Ways to Boost Your Credit Score[…]

Facts About U.S. Renters

5 Facts About U.S. Renters

Renting was once considered a temporary transition on the path toward home-ownership. Today, however, leasing has become a long-term prospect for many. Nearly 40 percent of the U.S. population is renting – the largest renter base seen in half a century. Renting is no longer reserved for young professionals, either. Millennials make up 56 percent Read more about 5 Facts About U.S. Renters[…]

Behind on Payments | Budget Brain Consulting

What to do When You Are Behind on Payments

“It wasn’t until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn’t have, more than pretend about what I did. That was interesting.” -Suze Orman According to a Nerd Wallet Read more about What to do When You Are Behind on Payments[…]

7 Tips for Buying a Car at the Right Time

Buying a car is a major money decision that can either have a positive or negative impact on your overall financial situation. Ideally, you’ll want to buy a car with a payment that fits comfortably into your budget to avoid financial strain, or even worse, repossession which has a long term negative affect on your Read more about 7 Tips for Buying a Car at the Right Time[…]

The Science Behind your Relationship with Money

I’m a firm believer that managing money is much more mental than skill. Sure, having the right set of skills and habits will help, but overcoming mental barriers is what makes the difference between financial success and long term financial hardship. I’ve learned recently that there’s actually a science behind our relationship with money, and Read more about The Science Behind your Relationship with Money[…]

3 Ways to Improve Your Credit and Score Now!

Let’s be honest, credit is a big deal in today’s society. In fact, the average American household has almost $130K in debt according to NerdWallet.com. Credit impacts our jobs, financial growth, and relationships; so it’s important to understand exactly how your score is calculated and the various ways to maintain good credit. Related: Does Credit Really Matter? Read more about 3 Ways to Improve Your Credit and Score Now![…]

4 Things You Shouldn’t Cheap Out On (Even When You’re on a Tight Budget)

In the post I did last week, I talked about hiring a real estate professional to help sell your home and to pay them what they’re worth. I mentioned that this is one of the cases where being “too frugal” could backfire. Since then, I’ve thought of more things you shouldn’t cheap out on, and Read more about 4 Things You Shouldn’t Cheap Out On (Even When You’re on a Tight Budget)[…]

3 Tips for Selling Your Home Quickly in a Saturated Market

Recently, my husband and I sold our home of almost seven years. We put our house on the market in March and was in escrow at the start of April with a backup offer in the que; despite having 15 or more homes in our immediate area as our direct competition. I’d like to say Read more about 3 Tips for Selling Your Home Quickly in a Saturated Market[…]