broke habits

4 Financial Habits That Keep You BROKE

Financial success depends on doing little things consistently over time that get you to where you want to be.  Sometimes it’s the little habits that hold us back and keep us broke. These are the most common.   Key Takeaways: Tracking expenses is vital for knowing what goes in and out of your account. Who Read more about 4 Financial Habits That Keep You BROKE[…]

Facts About U.S. Renters

5 Facts About U.S. Renters

Renting was once considered a temporary transition on the path toward home-ownership. Today, however, leasing has become a long-term prospect for many. Nearly 40 percent of the U.S. population is renting – the largest renter base seen in half a century. Renting is no longer reserved for young professionals, either. Millennials make up 56 percent Read more about 5 Facts About U.S. Renters[…]

3 Ways to Achieve Financial Goals

3 Ways to Achieve Your Financial Goals in 2017

“Cheers to a new year and another chance for us to get it right.” -Oprah Winfrey Every year, more than half of the country sets at least one money related New Year’s resolution, yet before summer even starts, those resolutions have been pushed to the back burner! Sometimes, it’s due to unexpected events that throw Read more about 3 Ways to Achieve Your Financial Goals in 2017[…]

5 Important Things to do When Your Income Increases

“The reason that man is seldom satisfied with his salary is that when it increases, he increases his expenses.” – Mokokoma Mokhonoana Have you ever noticed that no matter how much money you make, you still seem to struggle financially? More money is coming in, but it’s still not enough to keep up with what’s Read more about 5 Important Things to do When Your Income Increases[…]

Are You Frugal or Are You Cheap?

“Frugality is one of the most beautiful and joyful words in the English language, and yet one that we are culturally cut off from understanding and enjoying. The consumption society has made us feel that happiness lies in having things, and has failed to teach us the happiness of not having things.”-Elise Boulding Frugality is Read more about Are You Frugal or Are You Cheap?[…]

Are You Setting Yourself Up for Financial Failure?

There’s no secret formula for gaining financial independence and success. There’s actually a very short list of things/actions/tools that will get you there. So, why do so many people fall short? Twenty-nine percent of Americans don’t have an emergency savings (Bankrate.com), and according to Forbes, “63% of Americans don’t have enough to cover a $500 Read more about Are You Setting Yourself Up for Financial Failure?[…]

5 Steps to Deal with Large Expenses

A couple of months ago, I posted 5 Tips for Handling Unexpected Expenses. Today I want to go a little deeper to share a few steps you can take when hit with large, unexpected expenses. If you follow my Instagram page, you know I recently had to pay almost $2,300 on car repairs a few Read more about 5 Steps to Deal with Large Expenses[…]

The Science Behind your Relationship with Money

I’m a firm believer that managing money is much more mental than skill. Sure, having the right set of skills and habits will help, but overcoming mental barriers is what makes the difference between financial success and long term financial hardship. I’ve learned recently that there’s actually a science behind our relationship with money, and Read more about The Science Behind your Relationship with Money[…]

5 Tips for Handling Unexpected Expenses

Last minute emergencies and unexpected expenses come with the territory of being an adult. Sucks….I know! However, there are ways to deal with changes that affect your budget and simple ways to prepare for those changes without having to make any adjustments. Tips for dealing with an already impacted budget First, if something unexpected comes Read more about 5 Tips for Handling Unexpected Expenses[…]

Guilt Free, Inexpensive Blueberry Muffins

Budget Brain Consulting will post 2 new, inexpensive, budget-friendly recipes per month in a segment called “Foodie Fridays.” Ingredients: 2 cups of whole wheat flour 3 tsp. of baking powder 1/2 tsp. of salt 1/2 cup of organic sugar 1/4 cup of agave nectar 1 egg (you can use 1/2 of banana or 1/4 cup Read more about Guilt Free, Inexpensive Blueberry Muffins[…]