holiday recipes

Inexpensive, Holiday Recipes to Enjoy This Christmas

Here is a list of recipes that are perfect for the holiday season and for your budget. I hope you enjoy! 1.Homemade Hot Chocolate This recipe is very simple and extremely inexpensive. There’s nothing like sipping on a cup of hot cocoa as you open presents tomorrow morning. 2. Christmas Breakfast Recipes I couldn’t pick Read more about Inexpensive, Holiday Recipes to Enjoy This Christmas[…]

DIY Christmas Idea

Easy, Inexpensive DIY Gift Idea

If you still have a few names you need to scratch off your list, and are unsure of what to get, try this really easy DIY gift that’s perfect for anyone who’s into decorating for the holidays. Just follow the steps below! 1. You’ll need wooden or porcelain ornaments. I purchased mine at Michael’s for Read more about Easy, Inexpensive DIY Gift Idea[…]

Stay in budget this Christmas

5 Tips to Stay in Budget This Christmas Even if You Didn’t Plan

Only about 13% of Americans plan ahead and save for the holidays The holiday season is in full effect! Retailers are already throwing sales ads down our throats, party invitations will begin to start rolling in, and the kids have a full list of things they want from Santa. This is a lot to take Read more about 5 Tips to Stay in Budget This Christmas Even if You Didn’t Plan[…]

holiday spending

7 Tips for Creating a Holiday Spending Game Plan

“American consumers plan to spend an average $935.58 during the holiday shopping season this year…”- National Retail Federation (2016) The Christmas holiday is one of the biggest budget busters in the year. More purchases are done on credit than any other time, and “at 20 – 25% interest, a few thousand dollars in holiday debt Read more about 7 Tips for Creating a Holiday Spending Game Plan[…]

fincon experience

The Top Five Things FINCON17 Taught Me

FinCon is a financial conference that equips the personal finance community with the skills and knowledge to better serve their audiences. This year was my first FinCon experience, and, admittedly, it was a lot of information to take in. However, I want to share the top five things FinCon taught me, and how you can Read more about The Top Five Things FINCON17 Taught Me[…]

Sponsored: Want to Make Extra Money on Your Schedule?

Sign up to drive with Uber—you use your own car to give people rides around town and you get paid weekly.  And it’s super flexible—you can drive day or night, 24/7.  Just hop in your car, turn on the app, and you’ll get a pickup request from a rider. The Uber Partner app you use Read more about Sponsored: Want to Make Extra Money on Your Schedule?[…]

Bankruptcy Facts

Bankruptcy Facts: Is Bankruptcy the Right Choice for You?

Bankruptcy often comes with negativity. Once the bankruptcy word is thrown out there, people begin to make assumptions. Most instantly think “wow, their financial situation must be really bad!”  Even worse, people who are in really rough financial situations begin to think negatively about themselves when considering it, even though bankruptcy may be a viable option Read more about Bankruptcy Facts: Is Bankruptcy the Right Choice for You?[…]

Should Married Couples Have Separate Bank Accounts?

“Money is an opportunity to reach unity in marriage. When couples work together, they can do anything.” -Dave Ramsey There’s really no ideal way for couples to merge their finances together once they’ve said “I do.”  However, to avoid future financial communication issues, it’s important to have a conversation about how you both plan to Read more about Should Married Couples Have Separate Bank Accounts?[…]

How To: Money Conversation with Kids

How to Have a Conversation About Money with Your Kids

“49% of teens are ‘eager’ to learn more about money management. Only 14% had taken a class on a financial literacy topic and over a third want to learn money skills from their parents.” –  Capital One As parents, we play an important role in the success of our kid’s long-term financial stability.  We teach Read more about How to Have a Conversation About Money with Your Kids[…]

Budgeting is Overwhelming

When Budgeting Becomes Overwhelming

Let’s face it, managing money can get pretty overwhelming at times. We often get tired of the continued “limitations;” the constant planning; and sometimes, the slow results. We get this feeling that we’re not doing something right because things aren’t exactly how we want them to be.  During those times, we just want to throw Read more about When Budgeting Becomes Overwhelming[…]